Cincinnati, OH 45226

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Cincinnati, OH 45226

Address: 4240 Airport Rd, Cincinnati, OH, 45226
Phone number: (513) 599-6516
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00

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  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Supportive Customer Service!

When I called up the customer service people at Ohio Title Loans, I had no idea they would be so supportive and understanding of my bad situation. Without asking a lot of questions, they were able to help me with an emergency loan. Really thank you so much!

- Michael Gomez
These Guys Rock!

These guys rock!! They are so kind, professional, and nice…I mean you really don’t expect service like this from a loan company. Keep it up!

- Lisa Andrews
Outstanding Communication!

My transaction was handled so efficiently and the organization and communication were outstanding. WAY better than any other lender I’ve worked with. They always have your best interests in mind.

- Jonah Cleveland

Cincinnati Title Loans

If you need fast cash to overcome short-term cash gaps but have bad or no credit, you are in the right place. Ohio Title Loans will get you the auto title loan that you need to overcome those financial obligations that are keeping you down. Our title loans in Cincinnati are customized specifically to your budget and lifestyle.

If you are a Cincinnati, OH resident, you have access to fast cash through a title loan that will help you get back on top of your finances. We have a team of customer representatives on standby 24/7 to help you get the loan you need no matter what time it is. Just give us a call or fill out our online application form to find out how much you qualify for within minutes.

Why Ohio Title Loans Beats The Competition

There are a ton of reasons that we stand out form the competition. If you are thinking about trying to get an auto title loan through a traditional bank, don’t waste your time. They will take forever to approve you and even longer to deposit your money. Instead, use our services to get the money you need in as little as 24 hours.

Title Loan Interest Rates

Our title loans have some of the lowest interest rates in the area so that you can enjoy low payments that don’t break your budget. Our interest rates progressively lower as you make payments. This means that your payments actually get cheaper as time goes on instead of more expensive. We never charge prepayment penalty fees so that you can pay off your loan as soon as you want.

In-Person Meeting Not Required

We make the process of getting your Cincinnati title loan super fast and simple. We want to make this process as convenient as possible which is why we offer completely online services. This means that you can get the cash you need without ever having to leave the comfort of your home. You can complete the entire application process within a few minutes and see how much you qualify for.

No Hidden Fees, Ever

We make it our goal that you are as comfortable with your loan payments as possible. We believe in 100% transparency which is why we never charge upfront, prepayment, or hidden fees. We don’t want you to be hit with any more unexpected expenses. In order to make the loan as comfortable for you as possible, we will customize a payment plan that makes the most sense for you in your current situation.

Improve Your Credit Score

If you have a poor financial history or a low credit score, you have come to the right place. Our title loans are the perfect solution for people who want to build their credit for the future. Instead of looking at your financial history, we look at your current ability to repay the loan as well as the market value of your vehicle.

Title Loan Application Process

Title loans in Cincinnati are one of the easiest ways to get the cash you need to quickly overcome your short-term cash gaps. The first step of the application process is to fill out our online application form or give us a call. The online form only takes a few minutes to fill out and asks basic questions about you and your vehicle. If you call you will be connected with a professional lender who will walk with you step by step to get you the loan you need.

The next step is to submit all of the required paperwork. This paperwork includes your photo ID, proof of insurance, residency, and income, as well as your vehicle’s title and registration. The title or pink slip must be lien-free. If you are close to paying off your vehicle, give us a call. We might be able to work out an exception to your situation.

Finally, the last step is to receive your money. Once you have been approved we will deposit the money into your bank account in as little as 24 hours via a direct deposit into your checking or savings account.

Common Title Loan Questions

If you have any questions or concerns please give our Cincinnati, OH team a call at (513) 599-6516 today. We have a team of friendly customer service representatives on standby 24/7 in order to help you whenever you need it. Here are some of the questions that we get asked most frequently.

Can I Keep My Car?

When you get a car title loan through Ohio Title Loans, you get to keep and drive your vehicle just like normal. We do not take your vehicle but will hold onto your vehicle’s title until you completely pay off the loan. The car title will be transferred to the lender’s name until your pay off your loan.

How Fast Do I Receive The Money?

When you get a title loan in Cincinnati you will get approved for your loan amount within 15 minutes. Once approved, you will receive your money via a direct deposit into your checking or savings account in as little as 24 hours. We will assess the paperwork that you submit to us in order to customize a loan around your specific budget and lifestyle to make it the most convenient for you.

How Much Money Can I Get?

Car title loan amounts vary depending on a few factors. We will qualify you for a loan amount based on the market value of your vehicle and your ability to make payments on time to the loan. The look at your vehicles miles, age, condition, make, and model in order to qualify you for an amount that fits. We usually don’t lend any more than $50,000 and we rarely accept vehicles older than 1999.

What If I’m On Disability or Get SSI?

As long as you make $1,500 per month and can prove that you can comfortably make your loan payments, we will approve you for a car title loan so that you can get back on top of your finances. This is why we work with you to customize a payment plan so that you can comfortably make your payments without having to break your budget.

Contact Now

Ohio Title Loans is a professional lending company that offers a variety of financial solutions to local Cincinnati residents. If you are in need of fast cash without the hassle of dealing with a big bank, apply for our title loans today. You can apply, get approved, and receive your money in as little as 24 hours.

Frequently Asked Questions:

  • How do I qualify for an auto title loan?

    To qualify for a car title loan, you will need:

    • The car title under your name and lien-free
    • $1,500 per month in income
    • Proof of vehicle insurance and registration
    • Proof of residency
    • A vehicle that carries enough value
    • The vehicle’s title and pink slip
    • You must be at least 18 years old
  • Can I get a loan with poor credit?

    The great thing about title loans is that your eligibility is based entirely on the value of your vehicle. This means you can get approved for a loan even if you have a poor financial history. In fact, title loans are a great way to build your credit for future financial opportunities. The only thing you need to qualify for a car title loan is a qualifying vehicle.

  • How much can I get?

    Your loan amount will vary depending on the value of your vehicle. Your loan amount does not vary depending on your personal finances. If your car is worth $8,000, you will have access to up to $8,000. No questions asked. Some of our customers qualify for up to $50,000! To get a free loan estimate, call us today and our loan officers will be able to give you a quote for your loan immediately.

  • How fast can I receive the loan?

    You could receive your loan in as little as 24 hours when you expedite the application and approval process by collecting all of the required paperwork before applying. This cuts down on your processing time, helping you receive your loan even faster.

  • What is a car title loan?

    Car owners can get a car title loan if their vehicle is worth enough money. The car serves as collateral on the loan since the loan isn’t based on your personal finances. This means that regardless of what your credit score is, you can still get approved for a loan. You can still drive your vehicle while making loan payments; however, we will hold on to your vehicle’s title until the loan is paid in full.

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