Lorain Title Loans
If you need fast cash to overcome short-term cash gaps but have bad or no credit, you are in the right place. Ohio Title Loans will get you the auto title loan that you need to overcome those financial obligations that are keeping you down. Our title loans in Lorain are customized specifically to your budget and lifestyle.
If you are a Lorain, OH resident, you have access to fast cash through a title loan that will help you get back on top of your finances. We have a team of customer representatives on standby 24/7 to help you get the loan you need no matter what time it is. Just give us a call at (440) 307-1437 or fill out our online application form to find out how much you qualify for within minutes.
Why Ohio Title Loans Beats The Competition
There are a ton of reasons that we stand out form the competition. If you are thinking about trying to get an auto title loan through a traditional bank, don’t waste your time. They will take forever to approve you and even longer to deposit your money. Instead, use our services to get the money you need in as little as 24 hours.
Title Loan Interest Rates
Our title loans have some of the lowest interest rates in the area so that you can enjoy low payments that don’t break your budget. Our interest rates progressively lower as you make payments. This means that your payments actually get cheaper as time goes on instead of more expensive. We never charge prepayment penalty fees so that you can pay off your loan as soon as you want.
In-Person Meeting Not Required
We make the process of getting your Lorain title loan super fast and simple. We want to make this process as convenient as possible which is why we offer completely online services. This means that you can get the cash you need without ever having to leave the comfort of your home. You can complete the entire application process within a few minutes and see how much you qualify for.
No Hidden Fees, Ever
We make it our goal that you are as comfortable with your loan payments as possible. We believe in 100% transparency which is why we never charge upfront, prepayment, or hidden fees. We don’t want you to be hit with any more unexpected expenses. In order to make the loan as comfortable for you as possible, we will customize a payment plan that makes the most sense for you in your current situation.
Improve Your Credit Score
If you have a poor financial history or a low credit score, you have come to the right place. Our title loans are the perfect solution for people who want to build their credit for the future. Instead of looking at your financial history, we look at your current ability to repay the loan as well as the market value of your vehicle.
Title Loan Application Process
Title loans in Lorain are one of the easiest ways to get the cash you need to quickly overcome your short-term cash gaps. The first step of the application process is to fill out our online application form or give us a call. The online form only takes a few minutes to fill out and asks basic questions about you and your vehicle. If you call you will be connected with a professional lender who will walk with you step by step to get you the loan you need.
The next step is to submit all of the required paperwork. This paperwork includes your photo ID, proof of insurance, residency, and income, as well as your vehicle’s title and registration. The title or pink slip must be lien-free. If you are close to paying off your vehicle, give us a call. We might be able to work out an exception to your situation.
Finally, the last step is to receive your money. Once you have been approved we will deposit the money into your bank account in as little as 24 hours via a direct deposit into your checking or savings account.
Common Title Loan Questions
If you have any questions or concerns please give our Lorain, OH team a call at (440) 307-1437 today. We have a team of friendly customer service representatives on standby 24/7 in order to help you whenever you need it. Here are some of the questions that we get asked most frequently.
Can I Keep My Car?
When you get a car title loan through Ohio Title Loans, you get to keep and drive your vehicle just like normal. We do not take your vehicle but will hold onto your vehicle’s title until you completely pay off the loan. The car title will be transferred to the lender’s name until your pay off your loan.
How Fast Do I Receive The Money?
When you get a title loan in Lorain you will get approved for your loan amount within 15 minutes. Once approved, you will receive your money via a direct deposit into your checking or savings account in as little as 24 hours. We will assess the paperwork that you submit to us in order to customize a loan around your specific budget and lifestyle to make it the most convenient for you.
How Much Money Can I Get?
Car title loan amounts vary depending on a few factors. We will qualify you for a loan amount based on the market value of your vehicle and your ability to make payments on time to the loan. The look at your vehicles miles, age, condition, make, and model in order to qualify you for an amount that fits. We usually don’t lend any more than $50,000 and we rarely accept vehicles older than 1999.
What If I’m On Disability or Get SSI?
As long as you make $1,500 per month and can prove that you can comfortably make your loan payments, we will approve you for a car title loan so that you can get back on top of your finances. This is why we work with you to customize a payment plan so that you can comfortably make your payments without having to break your budget.
Ohio Title Loans is a professional lending company that offers a variety of financial solutions to local Lorain residents. If you are in need of fast cash without the hassle of dealing with a big bank, apply for our title loans today. You can apply, get approved, and receive your money in as little as 24 hours.