Middletown, OH 45044

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Middletown, OH 45044

Address: 1971 Central Ave, Middletown, OH, 45044
Phone number: (844) 867-2615
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Supportive Customer Service!

When I called up the customer service people at Ohio Title Loans, I had no idea they would be so supportive and understanding of my bad situation. Without asking a lot of questions, they were able to help me with an emergency loan. Really thank you so much!

- Michael Gomez
These Guys Rock!

These guys rock!! They are so kind, professional, and nice…I mean you really don’t expect service like this from a loan company. Keep it up!

- Lisa Andrews
Outstanding Communication!

My transaction was handled so efficiently and the organization and communication were outstanding. WAY better than any other lender I’ve worked with. They always have your best interests in mind.

- Jonah Cleveland

Title Loans in Middletown

Title loans are one of the easiest ways for local Middletown residents to get the money they need quickly and hassle-free. Our lending services allow our customers to take back control of their finances so that they can live without financial stress. Our loan approval process is fast, affordable, and convenient. Our team of experienced financial consultants will customize a title loan based on your specific wants and needs.

What Is A Car Title Loan?

Car title loans are an easy way to get fast cash by using your vehicle’s title as collateral. To get a title loan, you must give the lender the title. Once you pay off the loan, they will give the title back. Depending on where you go, there might be restrictions on the type of vehicles that qualify for title loans. With Ohio Title Loans you can get approved no matter what type of vehicle you have. We approve any kind of car, truck, motorcycle, RV, and more.

Title loans are perfect for people with poor credit scores. This financial solution is great because it doesn’t require a perfect financial history to qualify. Instead, your approval is based on the value of your vehicle and your ability to repay the loan.

How Your Vehicle Is Valued

There are a few factors that our team takes into account when approving each Middletown residents for a loan. These factors include the make, model, year, condition, and mileage of the vehicle. We usually won’t approve vehicles that are older than 1999.

Car Title Loans in Middletown

We understand that unexpected expenses happen. Shoot, they happen to us too! That is why we offer such amazing services that are fast, transparent, and easy so that anyone can get the money they need. Title loans are an easy way to take back control of your finances.

How Much Can I Borrow With A Car Title Loan?

The amounts of title loans vary but depend on the value of your vehicle and your ability to repay the loan. Our team of lenders will customize a Middletown title loan around your financial needs in order to help you overcome your financial pitfalls. The max that we lend is $50,000 to vehicles newer than 1999.

Customized Payment Plans

Our team of lenders assess the paperwork that you submit to us and will customize a loan around you in your current situation. We take into account your budget and lifestyle so that we can tailor a loan that is most convenient for you. We want you to be comfortable with your payments. Our payment plans also come with progressively lowering interest rates so that the payments actually get cheaper over time.

Frequently Asked Questions

Title loans are one of the simplest and fastest ways of getting the cash you need to overcome short-term financial obligations. Contact us today at (844) 867-2615 if you have any questions or concerns. We offer friendly 24/7 customer service.

How Do I Apply?

You will begin the application process by filling out our online application form or by giving our team of lenders a call. Our team will work with you every step of the way so that you can get the funding you need.

How Fast Do I Receive The Money?

You will receive the money within 24 hours after you have been approved for a loan amount. This process is much faster than traditional banks.

What If I Have Bad Credit?

You can get approved for a title loan even if you have poor credit. We do not use your financial history as a factor when deciding whether to approve you or not. Instead, we look at the resale value of your vehicle and your ability to repay the loan.

Do I Have full Use Of The Vehicle?

Yes, you can still drive your vehicle while making payments on the loan just like normal. We just require the title while you are making payments. Once you pay off the loan, we will return the title to you.

Professional Auto Title Loan Services

If you are in need of a car title loan, we are here to help. Ohio Title Loans offers local residents with one of the fastest ways to take back control of their finances. Give us a call at (844) 867-2615 today or fill out our online application form.

Frequently Asked Questions:

  • How do I qualify for an auto title loan?

    To qualify for a car title loan, you will need:

    • The car title under your name and lien-free
    • $1,500 per month in income
    • Proof of vehicle insurance and registration
    • Proof of residency
    • A vehicle that carries enough value
    • The vehicle’s title and pink slip
    • You must be at least 18 years old
  • Can I get a loan with poor credit?

    The great thing about title loans is that your eligibility is based entirely on the value of your vehicle. This means you can get approved for a loan even if you have a poor financial history. In fact, title loans are a great way to build your credit for future financial opportunities. The only thing you need to qualify for a car title loan is a qualifying vehicle.

  • How much can I get?

    Your loan amount will vary depending on the value of your vehicle. Your loan amount does not vary depending on your personal finances. If your car is worth $8,000, you will have access to up to $8,000. No questions asked. Some of our customers qualify for up to $50,000! To get a free loan estimate, call us today and our loan officers will be able to give you a quote for your loan immediately.

  • How fast can I receive the loan?

    You could receive your loan in as little as 24 hours when you expedite the application and approval process by collecting all of the required paperwork before applying. This cuts down on your processing time, helping you receive your loan even faster.

  • What is a car title loan?

    Car owners can get a car title loan if their vehicle is worth enough money. The car serves as collateral on the loan since the loan isn’t based on your personal finances. This means that regardless of what your credit score is, you can still get approved for a loan. You can still drive your vehicle while making loan payments; however, we will hold on to your vehicle’s title until the loan is paid in full.

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